Business Auto Insurance in Springdale, Fayetteville, & Little Rock, AR
Why get 1 quote when you can get 4 – 5 quotes? Find the Best rates for your Business Auto Insurance needs in NWA or Central Arkansas. Whether you have a fleet of vehicles, a service truck, a box truck, dump truck, or 18-wheeler we provide multiple commercial auto options.
Business & Commercial Insurance Information
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “named insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. We will ask some details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask us to explain all the differences and options.