Serving You to Help Find the Best Value for Your Life Insurance Needs.


 

What is Final Expense Insurance?

This is a permanent life insurance policy that pays your beneficiaries when you die, and is typically a smaller amount.  Traditionally, the death benefit from a final expense policy or also known as “burial insurance” is used to pay for a funeral, but it can be used for anything, such as end of life expenses or medical bills.  We offer a No Exam Whole Life up to $40,000 for individuals 45-85 years old.

 


Other Types of PERMANENT Life Insurance We Offer…

    • Accumulation IUL – Our highest cash value policy that grows based on the performance of the S&P 500
    • Guaranteed UL – Permanent insurance with little to no cash value. Resembles term but lasts longer
    • Protection IUL – A death benefit focused policy with cash values that grow based on the performance of the S&P 500
    • Asset-Care from OneAmerica – protects against the risk of long-term care (LTC) expenses and provides a wealth-transfer mechanism through specially designed  hole life insurance policies.  Asset-Care solutions are available on a single life or joint life basis, all Asset-Care plans include the following  guarantees:
      1. death benefit
      2. cash value growth
      3. access to 100 percent of the death benefit for qualifying LTC expenses and…
      4. an optional rider for lifetime LTC coverage at never-to-increase premiums